Cookie Policy
Last updated: March 2025
We believe in being straight with you about what happens when you visit nuvorixelda.com. This page explains how we use tracking technologies—commonly called cookies—and what control you have over them. Think of this as a friendly conversation about the technical bits that keep our website running smoothly while respecting your privacy.
What Are Cookies Anyway?
Cookies are small text files that websites save on your device when you visit them. They're basically tiny notes that help our website remember who you are and what you were doing. Nothing sinister—just practical technology that's been around since the mid-1990s.
These files sit in your browser and contain bits of information. Some disappear when you close your browser (we call those session cookies), while others stick around for weeks or months (persistent cookies). We use both types depending on what job needs doing.
Types of Tracking We Use
Essential Cookies
These are the ones we can't really do without. They keep the website functional and secure. When you move between pages or log in, these cookies make sure everything works as it should.
- Session management and security tokens
- Load balancing across our servers
- Basic site navigation memory
Functional Cookies
These remember your preferences and choices. They're what make the site feel personalized to you rather than showing the same thing to everyone who visits.
- Language and region preferences
- Display settings you've chosen
- Form data you've previously entered
Analytics Cookies
We use these to understand how people actually use our site. Which pages get visited most? Where do people spend their time? This helps us improve things.
- Page visit tracking and duration
- Navigation patterns and user flows
- Device and browser information
Marketing Cookies
These track your activity to help us show you relevant content and understand which marketing efforts actually work. You can opt out of these without affecting your ability to use the site.
- Ad performance measurement
- Content recommendation systems
- Campaign tracking and attribution
How This Benefits Your Experience
Here's a practical example. Say you're researching savings strategies on our site and you've got a specific interest in Australian superannuation rules. Analytics cookies help us notice that lots of visitors spend time on those pages, which tells us to create more content in that area.
Functional cookies remember if you prefer our calculator in a specific format or if you've dismissed certain notifications. Without them, you'd have to reset your preferences every single visit, which gets old fast.
The marketing cookies help us understand which educational content resonates with people. If we see that our article about emergency funds gets shared a lot, we know that's valuable content worth expanding on.
Taking Control of Your Tracking
You're not stuck with our cookie choices. Every modern browser gives you control over what gets stored and what doesn't. Here's how to manage them in the most common browsers used in Australia.
Click the three dots in the top right, go to Settings, then Privacy and Security. Under "Cookies and other site data," you can block all cookies, allow only first-party cookies, or clear existing ones. You can also set exceptions for specific sites.
Open Preferences from the Safari menu, click Privacy, and you'll see options to block cookies and manage website data. Safari also has intelligent tracking prevention built in, which automatically blocks many third-party cookies.
Go to Options (or Preferences on Mac), select Privacy & Security from the left sidebar. Under "Enhanced Tracking Protection," you can choose Standard, Strict, or Custom settings. The Strict setting blocks most tracking cookies automatically.
Click the three dots, go to Settings, then Cookies and site permissions. You'll find options to block third-party cookies, see and delete cookies, and manage site-specific permissions.
How Long We Keep Cookie Data
Different cookies stick around for different lengths of time. We don't keep anything longer than necessary, and we regularly review what we're collecting to make sure it's still relevant.
These vanish the moment you close your browser. They're temporary by design and never survive past your current visit.
Usually last between 30 days and 12 months. They remember your settings and choices for future visits, but we refresh them periodically.
Typically stored for 24 months. This gives us enough data to spot trends and patterns without keeping information indefinitely.
Generally last between 90 days and 13 months, depending on the specific purpose. We align these with industry standards and legal requirements.
Third-Party Tracking Technologies
Sometimes we work with external services that set their own cookies. This might include analytics platforms or content delivery networks. When third parties set cookies through our site, they're subject to their own privacy policies as well as ours.
We're selective about who we work with and only partner with services that meet our standards for data protection and transparency. That said, we can't control what they do with their cookies beyond our site, so you might want to review their policies separately.
| Cookie Name | Purpose | Duration |
|---|---|---|
| session_id | Maintains your active session across page loads | Session only |
| user_preferences | Stores your display and navigation preferences | 6 months |
| analytics_token | Anonymous visitor tracking for usage statistics | 24 months |
| content_viewed | Tracks which educational content you've accessed | 12 months |
| marketing_consent | Records your marketing communication preferences | 36 months |
What Happens If You Block Cookies
You can absolutely use nuvorixelda.com with most cookies disabled. The essential ones need to stay active for security and basic functionality, but you can block the rest without losing access to our educational content.
That said, some features might not work as smoothly. Your preferences won't be remembered between visits. Our savings calculators might reset each time you use them. Content recommendations won't be personalized. It's not the end of the world, but it does make the experience a bit more generic.
Questions About Our Cookie Use?
We know this stuff can be confusing. If you've got questions about how we use cookies or want to know more about your control options, just reach out to us.
nuvorixelda Financial Education
8/43 Northumberland Rd, Auburn NSW 2144, Australia
Phone: +61 416 169 142
Email: info@nuvorixelda.com
We update this policy occasionally to reflect changes in technology and regulations. When we make significant changes, we'll post a notice on our homepage. Check back periodically if you want to stay informed about how we handle tracking technologies.